Smarter property finance Starts here.
Compare. Save. Secure.
We compare leading lenders to help you secure the right property finance solution.
✓ Compare multiple lenders
✓ Expert guidance
✓ Fast, simple, stress-free
15+ Years' Experience
Compare 6 Major SA Banks
100% Free Pre-Approval
Trusted Nationwide
Trusted by South Africa's Leading Lenders
ABSA
Standard Bank
FNB
Nedbank
Capitec
Investec
How It Works
1
Create your profile
Create your profile online by scanning the QR code or clicking the link to complete your own free pre-approval — or simply sign up and let us handle it for you.
2
Apply Online
Once your offer to purchase is signed, send us the contract so we can align everything with the bank criteria.
3
Submit
We submit your application across major SA banks to secure the best possible outcome.
4
Real Time Response
Watch your bank offers roll in real time via your profile, while we compare options and negotiate on your behalf.
5
Acceptance
Accept your preferred bank offer online, and we hand over the transfer- and bond registration attorneys!
6
Move In
Finalise your finance and move into your new property with confidence.
Get Pre-Approved in 2 Minutes
Scan the code or tap the button to start your free pre-approval — see exactly what you qualify for before you shop.
Our Financing Services
Residential Property Finance
Tailored home loans for purchasing a house, apartment, or cluster home
We guide you through the process of securing your primary or secondary residence
Step-by-step support from pre-approval through to final registration
Buy-to-let Investment Portfolios
Specialised funding strategies for residential rental properties
Optimised loan structures designed to build long-term wealth through property assets
Focused on maximising your cash flow and investment returns
Construction & Renovation Loans
Finance built specifically for building a new home or upgrading an existing one
Progress-based payouts managed in alignment with your building milestones
Structured to support both vacant land purchases and building contract costs
Further Loan Advances
Access extra cash by borrowing against the growing equity in your current home
Tap into the increased market value of your property without changing your primary lender
Ideal for home improvements, education costs, or consolidated expenses
Property Equity Release (Refinancing)
Unlock the equity you have built in your property without selling
Refinance to a better rate or restructure your existing bond
Ideal for debt consolidation, renovations, or large investments
Bridging & Capital Shortfall Solutions
Short-term finance to bridge timing gaps in your property purchase
Covers deposit shortfalls, auction purchases, and settlement gaps
Fast approvals and flexible terms to keep your deal on track
What Our Clients Say
"They secured us a better interest rate than our own bank offered, and handled all the paperwork from start to finish."
— Scott M., Cape Town
"As a first-time buyer I had no idea where to begin. Their guidance made pre-approval quick and completely stress-free."
— Tessa B., Johannesburg
"We financed two investment properties through them. Clear advice, great communication, and every deadline was met."
— The Naidoo Family, Somerset West
Frequently Asked Questions
Does the free credit check affect my credit score?
No. The initial credit check we run is a soft enquiry, which leaves your credit score unaffected. A full credit assessment only takes place once you formally apply through a lender.
When will my application be submitted to the banks?
As soon as your application details and supporting documents are complete — together with the signed offer to purchase — we review everything and prepare your application for the banks. Submission usually takes place within 24 hours of receiving the last document.
What additional costs should I budget for?
Over and above the purchase price, you should budget for transfer and bond registration fees, Deeds Office fees, transfer duty where applicable, and a deposit if required. We provide a clear cost breakdown upfront so there are no surprises.
Who selects the transfer attorney, and how does that work?
You are free to appoint your own transfer attorney, while your bank appoints its own bond registration attorney. We can recommend experienced conveyancers to keep the process smooth and efficient.
How long does a property transfer take?
A straightforward transfer typically takes around 6 to 12 weeks from acceptance of the offer, depending on how quickly documents are signed and the Deeds Office turnaround.
What are the roles of the property agent, originator, and transfer attorney?
The property agent markets the home and facilitates the sale. The originator — that's us — sources and compares finance to secure the best bond for you. The transfer attorney handles the legal transfer of ownership into your name.
Can I get a bond on a property I have already paid off?
Yes. If your property is fully paid off, you can use it as security to raise a new bond and unlock the equity you have built — a popular way to fund renovations, investments, or other goals. We will help you structure it.
Start your journey — scan QR Code
Already a client? Scan the code to open your secure login, track your application, and view your bank offers in real time.